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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$10.20
$10.50
$10.80
$11.10
$11.40
$12.00
$12.60
$13.20
$13.80
$14.10
$15.00
$15.60
$16.50
$17.10
$18.00
$19.20
$20.10
$21.00
$22.50
$23.70
$25.20
$26.40
$28.20
$30.00
$32.40
$34.50
$37.20
$40.20
$43.50
$48.30
$52.50
$57.90
$66.30
$73.20
$81.60
$90.00
$99.90
$110.70
$123.00
$136.50
$151.50
$167.10
$201.60
$221.40
$243.00
$266.70
$292.50
$321.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$20.40
$21.00
$21.60
$22.20
$22.80
$24.00
$25.20
$26.40
$27.60
$28.20
$30.00
$31.20
$33.00
$34.20
$36.00
$38.40
$40.20
$42.00
$45.00
$47.40
$50.40
$52.80
$56.40
$60.00
$64.80
$69.00
$74.40
$80.40
$87.00
$96.60
$105.00
$115.80
$132.60
$146.40
$163.20
$180.00
$199.80
$221.40
$246.00
$273.00
$303.00
$334.20
$403.20
$442.80
$486.00
$533.40
$585.00
$643.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.80
$26.40
$27.60
$28.20
$29.40
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$38.40
$39.60
$42.00
$44.40
$46.80
$48.60
$51.60
$52.80
$55.80
$59.40
$63.00
$66.60
$70.20
$74.40
$79.20
$85.20
$91.20
$97.80
$104.40
$114.60
$125.40
$137.40
$150.60
$171.00
$189.60
$210.60
$232.20
$256.80
$283.80
$315.60
$349.20
$385.80
$426.60
$513.00
$563.40
$618.60
$677.40
$742.80
$814.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov